Overall Rating
Interest Rate
Customer Service
Rewards

Capital One

Capital One is a big time player in the credit card industry. At first, Capital One specialized in extending credit to people who had less than perfect credit scores. Now they provide credit cards to people from all credit backgrounds.

The rewards programs you can expect to see from Capital One are as follows:

Miles Rewards Credit Cards – This is a credit card for people who want to earn airline miles towards their next plane ticket. They have options for people who are business travelers where you can earn bonus miles. There is no fee for normal card holders and a small annual fee for business card holders.

Points Rewards Credit Cards – Here you can apply for a particular type of credit card where you can earn points towards a purchase. Capital One has partnered with different retailers where the points you earn can be redeemed with them.

 Low APR Credit Cards – To get approved on a low apr credit card you need to have excellent credit. You will be offered interest rates lower than people with average credit scores.

New Credit/Limited Credit – This is a credit card issued by Capital One for people who are looking for their first credit card. The limits on the cards are usually lower than most but its not important because its about building a credit history.

Student Credit Cards – Capital One offers this to college kids who are looking to build their credit so when they graduate they have some credit history. Interest rates are a little higher and the credit limits are low. College kids need to prove they can pay back the balances before they are offered higher limits.

With so many options to choose from you can see that Capital One is a major credit card company. You will be able to find the right credit card for your needs.